Housing Resources

Canada Mortgage and Housing Corporation (CMHC)

• Provides a directory of provincial housing authorities and programs to help people across Canada find affordable places to live and ways to pay for them.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Alberta

• Provides access to two main types of support to help Albertans manage living costs: monthly rent benefits to help pay for a private home or access to specialized affordable housing units.

  • Rent Assistance

    • Provides a long-term benefit for those in greatest need and a temporary, two-year benefit for working households or those between jobs to help stabilize their housing situation.

  • Affordable Housing Programs

    • Provides diverse subsidized housing options—including community housing, seniors’ self-contained apartments, lodge services, and specialized needs housing—for low-income Albertans, seniors, and those requiring extra support, with rent generally capped at 30% of household income.

  • Income Support

    • Provides financial aid to individuals and families in Alberta to help pay for basic needs like food, clothing, and rent.

Civida (Edmonton Only)

• Provides a variety of housing programs in Edmonton to help people find a place to live, including monthly payments to help with rent in private homes and access to buildings with lower monthly costs.

Calgary Housing (Calgary Only)

• Provides a variety of housing options in Calgary, including subsidized units where rent is a percentage of income, near-market rentals at lower rates, and monthly benefits to help pay rent to private landlords.

Lethbridge Housing Authority (Lethbridge & Area)

• Manages various affordable housing properties and rent supplement programs in the Lethbridge region to help residents access stable homes, including townhouses, apartments, and specialized suites for seniors.

Bridges Community Living (Red Deer & Area)

• Provides a variety of housing options in Red Deer and the surrounding area, including monthly rent help for private homes and access to specialized buildings for families and seniors.

Medicine Hat Community Housing Society (Medicine Hat & Area)

• Provides housing options and supports in Medicine Hat and the surrounding area, including monthly rent help for private homes and access to managed buildings for families and seniors.

Wood Buffalo Housing (Fort McMurray & Region)

• Provides housing solutions in the Wood Buffalo region through two main options: monthly payments to help with rent in a private home or access to managed rental buildings and seniors' housing.

Northern Alberta Co-operative Housing Association (NACHA)

• Provides a directory of housing co-ops in Edmonton and Northern Alberta to help people find and contact independent communities directly for membership and housing applications.

Southern Alberta Co-operative Housing Association (SACHA)

• Provides a directory of housing co-ops in Calgary and Southern Alberta to help people find and contact member-owned communities directly for housing inquiries.

Alberta Seniors & Community Housing Association

• Provides a list of housing specifically for seniors across Alberta, including independent living, supportive living, and subsidized apartments.

Government of British Columbia

• Provides a central portal for British Columbians to access subsidized housing, rental assistance for families and seniors, emergency shelters, and support services for women fleeing violence.

  • Second-Stage Housing Providers

    • Provides a directory of transitional housing for women and children who have left abusive relationships, offering safe places to stay for 6 to 18 months while they plan for independent living.

  • Long-Term Housing Providers

    • Provides a directory of subsidized rental housing for women and children who have experienced or are at risk of violence, with rent calculated at 30% of household income.

  • Indigenous Housing Providers

    • Provides a list of organizations that offer culturally appropriate housing options specifically for Indigenous individuals and families throughout the province.

  • Shelter Aid For Elderly Renters (SAFER)

    • Provides monthly payments to eligible BC residents aged 60 or over who rent their homes in the private market.

Capital Region Housing Corporation (Victoria/CRD)

• Provides affordable rental options across the south Vancouver Island region, managing over 50 buildings at below-market rates for individuals, families, and seniors.

Co-operative Housing Federation of BC (CHFBC)

• Provides a searchable map and directory of housing co-operatives across British Columbia to help people find communities that match their needs for location, size, and accessibility.

Government of Manitoba

• Provides a wide range of subsidized rental housing throughout the province by partnering with community organizations and private groups to create safe and affordable options for individuals and families.

  • How to Apply

    • Provides a step-by-step guide on eligibility requirements and the application process for subsidized housing across the province.

  • Social Housing Assisted Living (SHAL) at Ellice Place

    • Provides information on affordable assisted living options for seniors, including details on on-site support services like meals and housekeeping.

  • Rent Supplement

    • Provides financial help for low-income families and seniors to live in private or non-profit housing by covering a portion of their monthly rent.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of New Brunswick

• Provides an overview of several provincial supports for tenants, including public housing units, the Rent Supplement Program, and financial help for renters facing an unexpected crisis.

  • Second Stage Housing

    • Provides safe, affordable, and temporary housing (typically for 12 to 24 months) for women and children leaving domestic violence to help them transition toward long-term independence.

  • Public Housing

    • Provides government-owned rental units for families and individuals with low-to-moderate incomes, where rent is based on what the household can afford.

  • Social Assistance

    • Provides monthly financial support for individuals and families to help cover basic needs like food, clothing, and shelter.

  • Rent Supplement Program

    • Provides subsidies for units in private buildings where the government pays the difference between the market rent and 30% of the household's income.

  • Portable Rent Supplement Program

    • Provides a rent subsidy specifically for people living with a disability, allowing them to choose their own apartment while paying 30% of their income toward rent.

  • Direct-to-Tenant Rent Benefit

    • Provides a monthly cash payment directly to low-to-moderate income individuals and families who rent their homes and are not already receiving other housing subsidies.

  • Rent Bank

    • Provides a one-time crisis grant (up to $2,750) to help renters cover overdue rent, security deposits, or utility arrears to prevent immediate eviction or homelessness.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Newfoundland and Labrador

• Acts as the province's main housing agency, focusing on the management of its existing social housing units and the coordination of emergency shelter placements through a 24/7 crisis line.

  • Rental Housing Program

    • Provides subsidized housing for low-income households, seniors, and people with disabilities, with rent typically set at 25% of net monthly income for those not on social assistance.

Newfoundland and Labrador Federation of Co-operatives

• Provides a directory and resource hub for the eleven housing co-operatives located across the province.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Northwest Territories

• Acts as the main portal for public housing, rental subsidies for low-income households, and emergency repair and homelessness assistance.

  • Public Housing Program

    • Provides income-based rental units in 31 communities, with rent costs capped and specific monthly income deductions available for seniors.

  • Canada-NWT Housing Benefit

    • Provides up to $800 monthly to residents who spend more than 30% of their income on rent in the private market.

  • Homelessness Assistance Fund

    • Provides up to $3,000 in one-time financial assistance to residents facing an urgent housing crisis.

  • Seniors Aging in Place

    • Provides up to $15,000 in forgivable loans for home repairs and accessibility upgrades to help seniors 60 and older live independently.

Garden City Housing Co-operative Association

• Provides non-profit, at-cost housing units in Fort Smith for its members, who collectively manage and control the organization.

Inukshuk Housing Co-operative

• Provides a 50-unit residential community in Yellowknife with various layouts and monthly rates set at cost for its members.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Nova Scotia

• Provides a directory of provincial housing programs, including rental benefits, first-time homebuyer assistance, and funding for home repairs and accessibility upgrades.

  • Survivors of Gender-Based Violence

    • Provides monthly financial support for rent or mortgage costs to individuals and families who need to leave their home, or have had the person responsible for the violence leave the home.

  • Canada-Nova Scotia Targeted Housing Benefit

    • Provides a monthly, portable rent supplement for residents spending more than 40% of their pre-tax income on the average market rent in their area.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Nunavut

• Provides an overview of the Nunavut housing strategy and links to programs for public, affordable, and staff housing.

  • Public Housing

    • Provides income-based rental units in all 25 Nunavut communities through local housing organizations.

  • Canada-Nunavut Housing Benefit

    • Provides monthly financial assistance to homeowners for costs like utilities and insurance if their household income falls below their community's threshold.

  • Staff Housing

    • Provides subsidized rental units for Government of Nunavut employees to support recruitment and maintain housing affordability through payroll-deducted rent.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Ontario

• Provides a central directory for provincial housing strategies, tenant rights, and links to local service managers for affordable and supportive housing programs.

  • Find Your Local Service Manager

    • Unique to Ontario, housing programs are managed by 47 regional service managers; this page provides the directory to find the contact for your specific community.

      • Survivors of Abuse Priority Policy

        • Provides survivors of abuse or trafficking with top-priority access to rent-geared-to-income housing through their local Service Manager.

Miziwe Biik Development Corporation (MBDC)

• Provides housing loans and financial support for Indigenous households and non-profit housing providers specifically within the Greater Toronto Area.

Ontario Aboriginal Housing Services (OAHS)

• Provides safe and affordable housing for First Nations, Inuit, and Métis people living in urban and rural areas of Ontario, including rental programs, homeownership assistance, and repair funding.

Co-operative Housing Federation of Toronto (CHFT)

• Provides a searchable database of over 180 non-profit housing co-operatives located across Durham, Toronto, and York Region.

Golden Horseshoe Co-operative Housing Federation (GHCHF)

• Provides a searchable directory of non-profit housing co-operatives located across the Hamilton and Niagara regions.

Central Ontario Co-operative Housing Federation (COCHF)

• Provides a directory of member housing co-operatives located in Brantford, Cambridge, Guelph, Kitchener, and Waterloo.

Co-operative Housing Association of Eastern Ontario (CHASEO)

• Provides a directory of housing co-operatives in Ottawa, Brockville, and Belleville; the list only includes names and will require further research to find more information.

Peel/Halton Co-operative Housing Federation (PHCHF)

• Provides a directory of housing co-operatives in Peel Region, Halton Region, and Dufferin County, covering communities like Brampton, Mississauga, Oakville, Burlington, and Orangeville.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Prince Edward Island

• Provides information on emergency shelters, rental supports, home ownership assistance, and specialized housing programs for families and seniors.

  • Family Housing

    • Provides government-owned or subsidized private units for individuals and families with low incomes or special circumstances; rent is typically set at 25% of household income.

  • Seniors Housing

    • Provides government-owned units or rent supplements for private housing for residents age 60 and over (or 55 and over with a disability) whose rent is typically set at 25% of their income.

Canadian Mental Health Association PEI

• Provides units and outreach support, including Housing First and supportive housing, for individuals experiencing mental health or addiction challenges.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Société d’habitation du Québec (SHQ)

• Provides residential resources and financial assistance for low-income households, including subsidized housing, home adaptation for people with disabilities, and renovation programs.

  • Répertoire des organismes (SHQ)

    • Provides a searchable directory of housing partners and organizations, including housing offices, co-operatives, and non-profits, categorized by region and population served.

  • Programme de logement sans but lucratif (HLM)

    • Provides subsidized units for low-income households where rent is set at 25% of the total household income.

Programme Allocation-logement (Revenu Québec)

• Provides financial assistance of up to $170 per month for low-income renters, homeowners, or roomers who spend a large portion of their budget on housing.

Office municipal d’habitation de Montréal (OMHM)

• Provides a single application process for subsidized housing (HLM and rent supplements at 25% of income), affordable housing, and service residences for seniors in Montreal.

Fédération de l'habitation coopérative du Québec (FHCQ)

• Provides a directory of housing co-operatives and support services for members across various regions of Quebec.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Saskatchewan

• Provides an overview of provincial rental assistance, including monthly benefits to help with housing costs and specialized rental programs for seniors and families with low incomes.

  • Saskatchewan Housing Benefit

    • Provides a monthly payment to help eligible low-income renters cover the cost of rent and utilities, with specific application streams for those in vulnerable living situations.

  • Social Housing Program

    • Provides rental housing for families, seniors, and people with disabilities, with rent amounts based on the household's total monthly income.

  • Affordable Housing Program in Rural and Northern Communities

    • Provides rental homes in specific small and northern communities for people who can live independently, with rent set at a fixed amount.

  • Seniors Housing Program

    • Provides rental housing for people aged 55 and older in communities where units are available, with rent set at a fixed amount rather than a percentage of income.

  • Life Lease Housing for Seniors

    • Provides apartment-style homes for seniors who pay a deposit and a monthly fee to live in a community with others their age.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.

Government of Yukon

• Provides resources for social housing, rent-geared-to-income units, rent subsidies, and financial assistance for home repairs and down payments.

  • Housing Offices

    • Provides contact information and office locations for housing managers in communities across the Yukon to assist with social housing and tenant supports.

  • Rent-Geared-to-Income Housing

    • Provides subsidized units for low-income individuals, families, and seniors where rent is set at 25% of the total gross monthly household income.

      • Apply to Get Your Rent Reduced

        • Allows social housing tenants who experience an income reduction of 20% or more to apply for a temporary rent reduction for up to three months.

  • Canada-Yukon Housing Rental Benefit

    • Provides a monthly subsidy for low to moderate income residents to help cover rent for private housing units.

Northern Community Land Trust (NCLT)

• Provides permanently affordable homeownership opportunities in the Yukon by building high-quality, sustainable housing at cost and maintaining affordability for future buyers through price controls.

Co-operative Housing Federation of Canada

• Provides a directory of housing co-ops across Canada to help people find and apply for member-owned homes, including options for low-income and special needs housing.

  • About Co-op Housing

    • Explains how housing co-ops work as member-owned, non-profit communities to help people across Canada find and manage affordable homes where they have a say in how things are run.